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Longevity Financial Industry Framework
The Longevity Financial Industry Framework refers to the composition of financial institutions, organizations, and products that have emerged to address the challenges and opportunities presented by an aging population and increasing life expectancy. The framework consists of several interconnected components outlined below
Longevity Financial Industry Framework
Longevity Financial Industry Framework
Longevity Companies
Longevity-focused VCs
Longevity-focused Family Offices
Private Equity Funds
Hedge Funds
Accelerators and Incubators
Longevity Investment Organizations
These are financial organizations that invest in companies and projects that are focused on developing innovative products and services to improve health and extend lifespans. They aim to generate returns by supporting companies that have a long-term focus on longevity and are positioned to benefit from the demographic shift towards an aging population.
National Healthcare Budget
Healthcare Providers
Age-Friendly Banks
Healthy Lifestyle Bonuses
Longevity Credit Unions
Providers of Reverse Mortgage for the USA
Retiree Employment
Providers of Equity Release for Europe
Securitization Service Providers
Derivatives
Providers
Government
Bodies
Clearing and Settlement Services
Trust
Companies
Rating
Agencies
Novel Retirement Plans and
Robo-Retirement
Investment Banks and Asset Management Corporations
Investment Banks and Asset Management Corporations
New-Gen AI-Driven Portfolio Management
AI-Driven Advisory Services
Micro-Investments
InsurTech Marketplaces
and Platforms
Life Insurance and InsurTech
Disability Insurance and InsurTech
Health Insurance and InsurTech
Big Data Actuarial Models
IoT InsurTech (Wearables)
Wealth Insurance and InsurTech
Automated Claims Management
Longevity WealthTech and
Asset Management
These are organizations that use technology to develop innovative solutions to help individuals and institutions manage their wealth and mitigate longevity risk. They may use algorithms, machine learning, and other data-driven approaches to provide personalized investment advice and strategies that take into account an individual's age, health status, and other factors.
Longevity Insurance
and InsurTech
These organizations offer insurance products that are designed to help individuals and institutions manage longevity risk. They may offer annuities, life insurance, and other products that provide financial protection against the risk of outliving one's savings. InsurTech companies use technology to streamline and simplify the insurance application and claims process, making it easier and more affordable for individuals to access coverage.
Longevity FinTech
Longevity FinTech refers to the use of financial technology to address the challenges and opportunities presented by an aging population and increasing life expectancy. Longevity FinTech startups and established financial institutions are developing new products, services, and platforms to help individuals and institutions manage longevity risk, plan for retirement, and invest in the health and longevity sector.
Longevity Securitization
Longevity securitization is a financial practice that involves the pooling of longevity risk from a group of individuals or institutions and creating a financial security that can be traded in the financial markets. In other words, longevity securitization is a type of financial transaction that allows investors to buy and sell securities that are tied to the lifespan of a particular group of people.
Corporate and Independent Pension Funds
Public (State) Pension Funds
Annuity Providers
Longevity Risk-Exposed Organizations
These are companies or institutions that are exposed to the financial risks associated with an aging population. For example, pension funds and insurance companies may face increased liabilities as people live longer, while healthcare providers may face increased demand for services as the population ages. These organizations may need to adopt new strategies and approaches to manage these risks and ensure their long-term sustainability.
Longevity Risk
Reinsurance
Longevity Risk
Transfer
Longevity-Enhanced
Annuities (QLACs)
Actuarial Consulting
Firms
Pension
Derivatives
Underwriters
(Banks and Asset Managers)
Bridge Solutions to Neutralize
Longevity Risk Impact
These are organizations that offer solutions to help individuals and institutions bridge the gap between the resources they have and the resources they need to achieve their financial goals in retirement. They may offer financial planning and advice, reverse mortgages, or other products and services that provide access to cash or equity that can be used to supplement retirement income.
Longevity Investment Bank
Longevity Exchange-Traded Fund
Longevity Stock Exchange
Biological Age-Based Insurance
Longevity Innovation Marketplace
AgeTech-Friendly NeoBanks
Longevity Biomarkers for De-Risking
Longevity Rating Agency
Novel Longevity Financial System (Concepts)
The following elements are those components of Longevity Finance Industry which will get the practical establishment during upcoming years.